To apply for a mortgage, you will generally need personal and financial details like the information listed below. The Lenders can also request information unique to your application. All you need right now is to fill out our short online application. We are here to help you go through the complex process of applying for a mortgage.
Personal information: This includes your name, contact information, Social Insurance Number, and employment history.
Financial information: You will need to provide information about your income, debts, and assets. This may include pay stubs, tax returns, and bank statements.
Property information: You will need to provide information about the property you are looking to purchase, including the address, purchase price, and any outstanding debts or liens on the property.
Credit history: Lenders will typically review your credit history to assess your creditworthiness. This includes your credit score and any outstanding debts or bankruptcies.
Down payment: Most lenders will require a down payment on a mortgage. The amount of the down payment will depend on the type of mortgage you are applying for and the lender’s requirements.
It’s a good idea to gather all of this information in advance so that you can provide it to your lender when you apply for a mortgage. This will help the process go smoothly and increase your chances of being approved
Calculate Your Monthly Payments to Purchase a Home or Refinance Your Mortgage.
Condo Mortgage Calculator has an added expense for maintenance fee that Condo owners are required to pay for expenses like common area maintenance or 24/7 concierge service along with mortgage payment.
Mortgage amortization calculator can be used to calculate the mortgage payment that best suits your budget. Mortgage amortization calculator shows the calculations and amortization of mortgage payments.
Compare our rates to the banks and see why the GTA Mortgage Centre is the wisest choice.
Terms | Bank Rates | Our Rates |
|---|---|---|
6 Months | 6.59% | 5.99% |
1 Year | 6.09% | 5.99% |
2 Year | 5.79% | 5.74% |
3 Year | 5.79% | 5.09% |
4 Years | 6.09% | 5.24% |
5 Years | 6.34% | 4.79% |
7 Years | 6.60% | 5.84% |
10 Years | 6.85% | 5.99% |
At GTA Mortgage Centre, you’d be working with Honest Brokers, who will be fighting for you to get you to best rates and terms, and work with you throughout the application process. With over 20 years of experience in the Mortgage Industry including big Banks, GTA Mortage Centre’s Brokers will get the job done right the first time.
Anyone can push an application forward, but we take the time to understand our clients needs and find the best mortgage solution for them through countless financing options offered by Banks, Finance Companies, and Private Lenders to help them save money.
If you are looking for a mortgage right now, you should let your Bank compete for your business. Shouldn’t be an automatic for your Bank to get your mortgage business, because you are a customer there. You can shop around, and the best place to start is with an Honest Mortgage Broker.
Fill out our easy and simple Online Mortgage Application today to get started.
Whether you’re self-employed, a new Canadian, or someone with a low credit score, we’re here to provide mortgage financing solutions to help you achieve home ownership.
It is secured against the same asset, by which the first mortgage is secured. The loan amount changes as regard to the first mortgage paid and current value of property.
Reverse mortgages are designed specifically to meet the needs of senior homeowners. The goal is to tap into the equity of their home to assist in comfortable financial living.
We mainly service clients and provide mortgages in the Greater Toronto and Hamilton Area. If you are looking for a Mortgage in Toronto, Mississauga, Brampton, Oakville, Burlington, Milton, Hamilton, Cambridge, Kitchener, Waterloo, London, Vaughn, Richmond Hill, or Pickering, feel free to contact us. We’re dedicated to providing you with all the information you need to make a well-informed decision about your first or second mortgage.
