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Fast Approval & Funding
1st, 2nd, 3rd Mortgage

Ready to apply for a Mortgage?

To apply for a mortgage, you will generally need personal and financial details like the information listed below. The Lenders can also request information unique to your application. All you need right now is to fill out our short online application. We are here to help you go through the complex process of applying for a mortgage.

  1. Personal information: This includes your name, contact information, Social Insurance Number, and employment history.

  2. Financial information: You will need to provide information about your income, debts, and assets. This may include pay stubs, tax returns, and bank statements.

  3. Property information: You will need to provide information about the property you are looking to purchase, including the address, purchase price, and any outstanding debts or liens on the property.

  4. Credit history: Lenders will typically review your credit history to assess your creditworthiness. This includes your credit score and any outstanding debts or bankruptcies.

  5. Down payment: Most lenders will require a down payment on a mortgage. The amount of the down payment will depend on the type of mortgage you are applying for and the lender’s requirements.

    It’s a good idea to gather all of this information in advance so that you can provide it to your lender when you apply for a mortgage. This will help the process go smoothly and increase your chances of being approved

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Calculate Your Mortgage Payment

Calculate Your Monthly Payments to Purchase a Home or Refinance Your Mortgage.

Condo Mortgage Calculator

Condo Mortgage Calculator has an added expense for maintenance fee that Condo owners are required to pay for expenses like common area maintenance or 24/7 concierge service along with mortgage payment.

Mortgage Amortization Calculator

Mortgage amortization calculator can be used to calculate the mortgage payment that best suits your budget. Mortgage amortization calculator shows the calculations and amortization of mortgage payments.

A Home Equity Loan is a fixed amount of money that is secured by your home equity. You get a lump-sum amount against home equity and can use these funds for home improvements or other expenses.
With Home Equity Line of Credit (HELOCs), you can draw funds as needed for a certain amount of time. The main difference from Home Equity Loan is that it comes as a credit line and not a lump sum loan amount.

New residential development focused on diversified housing sparks favour among Canadians and the real estate industry alike, according to RE/MAX® Canada

Canadians optimistic that the housing market could regain balance, but affordability and inventory challenges highlight widespread impacts for consumers, real estate industry and broader economy TORONTO and KELOWNA, BC, Feb. 22, 2023 /CNW/ —
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FSRA Mortgage Specialist to Lead National Effort to Better Protect Consumers

Antoinette Leung Appointed chair of the Mortgage Broker Regulators’ Council of Canada TORONTO, Feb. 23, 2023 /CNW/ – The Head of Financial Institutions & Mortgage Brokerage Conduct at the Financial Services Regulatory Authority
Read More
FSRA Financial Services Regulatory Authority of Ontario

More Ontarians Expected to Get into Private Mortgages

As spring home buying season begins, FSRA encourages homeowners to take the time to understand what they are getting into TORONTO, Feb. 27, 2023 /CNW/ – As private mortgages become more prevalent
Read More

Power of Sale

No home owner wants to hear the words “Power of Sale” when it comes to their home. Power of sale is a process started by the Bank, when the home
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Our Rates

Compare our rates to the banks and see why the GTA Mortgage Centre is the wisest choice.

  • Current Variable Rate
  • Current Prime Rate
Bank Rates
Our Rates
6 Months
1 Year
2 Year
3 Year
4 Years
5 Years
7 Years
10 Years
Please Note: Advertised rates are not guaranteed. The rate provided by any financial institution listed, or any approval or decline you receive, will be based solely on your personal situation. Rates may vary from Province to Province and are subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. The advertised rates are provided as guidance only and the accuracy of these rates is not guaranteed. You are encouraged to speak with a GTA Mortgage Centre Specialist for the most accurate information and to determine your eligibility. *O.A.C. & E.O.

All Mortgage Brokers are Not Created Equal

At GTA Mortgage Centre, you’d be working with Honest Brokers, who will be fighting for you to get you to best rates and terms, and work with you throughout the application process. With over 20 years of experience in the Mortgage Industry including big Banks, GTA Mortage Centre’s Brokers will get the job done right the first time.

Anyone can push an application forward, but we take the time to understand our clients needs and find the best mortgage solution for them through countless financing options offered by Banks, Finance Companies, and Private Lenders to help them save money.

If you are looking for a mortgage right now, you should let your Bank compete for your business. Shouldn’t be an automatic for your Bank to get your mortgage business, because you are a customer there. You can shop around, and the best place to start is with an Honest Mortgage Broker.

Fill out our easy and simple Online Mortgage Application today to get started.

Home Financing

Whether you’re self-employed, a new Canadian, or someone with a low credit score, we’re here to provide mortgage financing solutions to help you achieve home ownership.

Second Mortgage

It is secured against the same asset, by which the first mortgage is secured. The loan amount changes as regard to the first mortgage paid and current value of property.

Reverse Mortgage

Reverse mortgages are designed specifically to meet the needs of senior homeowners. The goal is to tap into the equity of their home to assist in comfortable financial living.


GTA Mortgage Centre
Mortgage Broker
Toronto Mississauga Brampton Oakville
Milton Burlington Hamilton
Kitchener Cambridge Waterloo London

We mainly service clients and provide mortgages in the Greater Toronto and Hamilton Area. If you are looking for a Mortgage in Toronto, Mississauga, Brampton, Oakville, Burlington, Milton, Hamilton, Cambridge, Kitchener, Waterloo, London, Vaughn, Richmond Hill, or Pickering, feel free to contact us. We’re dedicated to providing you with all the information you need to make a well-informed decision about your first or second mortgage.